You Need a Budget

Student loan and money savings for university

Make Every Dollar Count

Even if you had a high school job, college will probably be your first time paying bills, buying groceries, and more. And while you could always learn money management skills through trial and error, you will have much better success with a little guidance.

Rather than over drafting your account or relying on your credit card, apps like You Need a Budget (YNAB) can show you how to budget your money responsibly and set habits that will benefit you for the rest of your life.

College students are eligible to receive one free year of YNAB, but at Beyond Ivy, we don’t just want you to get through your college years. We want to set you up on a path to success that lasts long after you graduate.

As a Certified YNAB Coach, we will help you build a “money mindset” that can help you finance your tuition, budget your expenses, and save for the things you want.

Helping You Budget Smarter

Even if you’re only working part-time or during school breaks, you need a budget! With Beyond Ivy and YNAB, you won’t just learn how to save money. You’ll gain a practical understanding of how to make your budget work for you.

YNAB Coaching can help students and their parents work together to set and reach their financial goals.

Our approach allows you to take full advantage of the many features that YNAB has to offer:

Woman putting coins into a jar marked 'savings'

Are You Ready To Master Your Money?

Male and female students smiling in a campus hall

Plan Your Future

In many ways, college is like a test drive for the rest of your life. From academics to finances, the decisions you make today will have repercussions on the future.

No one wants to start their adult years saddled with credit card debt!

Good college planning should involve more than applying for scholarships and choosing a safety school.

By learning how to manage your finances, you’ll learn valuable life skills that will help you afford the next four years!

Why Work With Beyond Ivy?

With Beyond Ivy, you’ll be working with a Certified YNAB Coach* and a Certified College Financial Consultant (CCFC) capable of helping you untangle your financial dilemmas and get the most out of your college experience.

Two women in a business setting looking over numbers on a laptop

Financial Planning

“Sticker price” isn’t your only option! Whether you’re looking at private schools or public institutions, we have ways to save on tuition.

home school student studying at her kitchen table

Taxes

College should be an asset, not a liability. We’ll help you identify opportunities for tax deductions and credits to lessen your financial burdens.

Female and male student taking a selfie after receiving their diploma

Student Loans

Student loans can be a lifetime commitment. We’ll help you plan for the future so you’re set up for success.

I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.

Rose Ellen Mocombe, Beyond Ivy Principal Consultant

Financial Freedom Starts Now

Good money management now is the secret to future success. Let Beyond Ivy coach you through the basics so you start the rest of your life with confidence.